What will the AC system
actually cost after incentives?
The federal Section 25C tax credit ended for systems placed in service after 31 December 2025 and no longer applies to 2026 installs. The HEEHRA point-of-sale rebate (up to $8,000 for income-qualified households), state programmes, and utility rebates remain and can still stack to cut a $12,000 sticker substantially. The calculator returns net cost across these remaining incentive layers.
system & rebates
System type
Quoted installed cost ($)
State programme
Utility rebate ($)
Check your utility's heat-pump rebate page.
net cost after all incentives
$5,000
vs sticker of $11,000 (55% off)
incentive stack
The federal Section 25C tax credit ended for systems placed in service after 31 December 2025 (One Big Beautiful Bill Act) and is not included here for 2026 installs. HEEHRA is a point-of-sale rebate applied at install time. State programmes vary by year (CA Energize, ME Efficiency Maine, NY Clean Heat, MA Mass Save). Utility rebates vary by territory. Verify all programmes are active in your area before signing.